Why You Need Insurance
What is the first thing in your mind when you hear about “insurance”?. It can be hospital, medicine, crush, car, injury and many worst things else. Well that is true. All of these things are corelated with the insurance. Insurance always standby the problem.
However It doesn’t mean that insurance is something bad and always puts you into the trouble. Otherwise Insurance helps you to tackle your problems and make you comfort to enjoy your life. It makes you feel no worry about risk you worry the most.
Because if the accident happens the insurance will helps you to pay your medicine when you get injury, pays your car reparation and rebuilds your house when it get broke. As long all these incident happens by accident the Insurance company will protect your assets.
How does insurance work?
You pay some money to the insurance company for protecting your asset or yourself within a period that you agree with the company. Then if something bad is happening to you or your assets within this period, the company will pays all kind of payment you need.
What if there’s no problem is happening during this period? Well that’s good to you if everything is fine but your money will not come back. It is gone along with the contract is done. This is where their profits comes.
How many kind of insurance are provided by the company?
Actually there are many kind of insurance company and each company has their own kind insurance products. Such as health insurance, car insurance, house insurance, education insurance and even insurance for one leg. Yes that’s right just for one leg.
This insurance commonly provided for professional football player. The price of this insurance is extremely expensive. The famous football player like Cristiano Ronaldo one of the them who takes this kind of insurance. As we know that football player rely their career to legs. So if there’s something bad happens with the legs their career is done. So when this happens they will have insurance to cover their medicine, career and even their future. What they gonna do after that.
Do i need this insurance?
This is the reason why this post titled by “Why You Need Insurance”. To help you realize that do you really need the insurance or not. Let we start it from the begining.
People buy the insurance because they need it. Why they need it? because they can’t control every single risks that could be happen anytime. When we talk about risk that means all kind of risks.
Like a trader or investor at stock market. They buy insurance to protect their money while trading. No one knows the direction of the market. It can be go up and go down. When the market moving down but they takes up they lost their money. By taking insurance their money still safe because it will be refund by the insurance company. This is why the trader need insurance.
Another example like construction employe. They also bought insurance. Wether bought by their company or their own self. While working at construction there are many heavy stuffs and heavy vehicles that can hits employe anytime. If this happen employe can lost their hand, leg and even life.
So when the accident happens their medical payment will paid by the insurance company. As long the employe work acording to the SOP (Standart Operasional Procedure) they are safe. If they didn’t (such as dont use glove or helm) the insurance company will not pay for their insurance. This risk that can not employe control makes them take insurance.
So after we describe these examples we can understand that the key is “Risk”. As long you can control the risk that means you need no insurance to cover you. But if you can’t control the risk that means you absolutely need this insurance.
In several country they have diverent policy about the insurance. Some of them maybe are good to you and some are not. In Indonesia we will find BPJS. Some of Indonesian take this. The price is very cheap and lot of them who take this insurance comes from middle class.
This company provides two kinds of insurance. Health insurance for public and Employe Insurance for employer who working with the company. Currently the government makes rules that the company must pay the insurance for their employers.
The fact that we found on the field is the insurance company “yes” pays all the claim. Unfortunately the medicine that they pay just for cheap medicines. When the patient needs “good” medicine wich expensive enough, the insurance company not will pay it.
Clearly different if you takes international insurance company. It maybe liltle bit expensive than ordinary insurance product but the services that you will get absolutely good. They will put you to the executive class with TV and comfortable room.
Finaly at the closing part of this article i want to encorage you to take internasional insurance product. You can find their information in you city and compare it one and other. Find the insurance product that fit to you.
However It doesn’t mean that insurance is something bad and always puts you into the trouble. Otherwise Insurance helps you to tackle your problems and make you comfort to enjoy your life. It makes you feel no worry about risk you worry the most.
Because if the accident happens the insurance will helps you to pay your medicine when you get injury, pays your car reparation and rebuilds your house when it get broke. As long all these incident happens by accident the Insurance company will protect your assets.
How does insurance work?
You pay some money to the insurance company for protecting your asset or yourself within a period that you agree with the company. Then if something bad is happening to you or your assets within this period, the company will pays all kind of payment you need.
What if there’s no problem is happening during this period? Well that’s good to you if everything is fine but your money will not come back. It is gone along with the contract is done. This is where their profits comes.
How many kind of insurance are provided by the company?
Actually there are many kind of insurance company and each company has their own kind insurance products. Such as health insurance, car insurance, house insurance, education insurance and even insurance for one leg. Yes that’s right just for one leg.
This insurance commonly provided for professional football player. The price of this insurance is extremely expensive. The famous football player like Cristiano Ronaldo one of the them who takes this kind of insurance. As we know that football player rely their career to legs. So if there’s something bad happens with the legs their career is done. So when this happens they will have insurance to cover their medicine, career and even their future. What they gonna do after that.
Do i need this insurance?
This is the reason why this post titled by “Why You Need Insurance”. To help you realize that do you really need the insurance or not. Let we start it from the begining.
People buy the insurance because they need it. Why they need it? because they can’t control every single risks that could be happen anytime. When we talk about risk that means all kind of risks.
Like a trader or investor at stock market. They buy insurance to protect their money while trading. No one knows the direction of the market. It can be go up and go down. When the market moving down but they takes up they lost their money. By taking insurance their money still safe because it will be refund by the insurance company. This is why the trader need insurance.
Another example like construction employe. They also bought insurance. Wether bought by their company or their own self. While working at construction there are many heavy stuffs and heavy vehicles that can hits employe anytime. If this happen employe can lost their hand, leg and even life.
So when the accident happens their medical payment will paid by the insurance company. As long the employe work acording to the SOP (Standart Operasional Procedure) they are safe. If they didn’t (such as dont use glove or helm) the insurance company will not pay for their insurance. This risk that can not employe control makes them take insurance.
So after we describe these examples we can understand that the key is “Risk”. As long you can control the risk that means you need no insurance to cover you. But if you can’t control the risk that means you absolutely need this insurance.
In several country they have diverent policy about the insurance. Some of them maybe are good to you and some are not. In Indonesia we will find BPJS. Some of Indonesian take this. The price is very cheap and lot of them who take this insurance comes from middle class.
This company provides two kinds of insurance. Health insurance for public and Employe Insurance for employer who working with the company. Currently the government makes rules that the company must pay the insurance for their employers.
The fact that we found on the field is the insurance company “yes” pays all the claim. Unfortunately the medicine that they pay just for cheap medicines. When the patient needs “good” medicine wich expensive enough, the insurance company not will pay it.
Clearly different if you takes international insurance company. It maybe liltle bit expensive than ordinary insurance product but the services that you will get absolutely good. They will put you to the executive class with TV and comfortable room.
Finaly at the closing part of this article i want to encorage you to take internasional insurance product. You can find their information in you city and compare it one and other. Find the insurance product that fit to you.
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